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Plan de garantie

Guarantee Plan

For New Residential Buildings

This content in English is intended for individuals covered by the exceptions to the Charter of the French language and its regulations.

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Find out if your residence is covered

The Guarantee Plan for New Residential Buildings does not apply to every type of new house or condo. Which ones are covered?

New buildings covered by the Guarantee Plan are the following:

  • Detached, semi-detached, and row-type single-family dwellings
  • Multi-family buildings (duplex, triplex, quadruplex or quintuplex)
  • multi-family buildings of four private portions stacked one above the other at the most, excluding private areas used for parking or storage

Examples of covered and not covered buildings

Prefabricated homes are also covered by the Guarantee Plan in the following circumstances:

  • If the sales contract concluded with the manufacturer includes the complete installation of the home (turnkey project).
  • If the sales and installation contract is concluded with a general contractor (turnkey project).
  • If the sales contract is concluded with the manufacturer of the prefabricated home and the installation contract is concluded with a general contractor, only the on-site installation work, by the contractor, is covered by the Guarantee Plan.

Your new house or condo is not registered to the plan?

Any new house or new condo is covered by the mandatory Guarantee Plan, even if it hasn’t been registered with the plan manager by the accredited contractor. This coverage may apply up to 5 years after the acceptance of the house or the condo. Visit the page Coverage provided for more details.

Mandatory plan or private plans

Here is how the Guarantee Plan for New Residential Buildings is different from the private guarantee plans on the market:

  • To begin with, it's mandatory: anyone purchasing a building covered by the Plan is automatically protected.
  • Further, its terms and conditions are established by the Regulation respecting the guarantee plan for new residential buildings, which is administered by the Régie du bâtiment du Québec (RBQ).
  • Finally, any advertising concerning the mandatory Guarantee Plan must clearly distinguish it from all private guarantee plans on the market, and state that it is approved by the RBQ and that it ensures financial protection regarding a portion of the contractor's legal and contractual obligations.

Private plans, on the other hand, can only be offered for buildings that are not covered by the Regulation respecting the guarantee plan for new residential buildings. So, to know who you're in business with, get informed!

Problems with your house or your condo?

You are experiencing problems with your house or your condo? Visit Make a claim on how to proceed.